For banks, fintechs & marketplaces
TRACE API
Give your customers a warning before money leaves their account.
Request
POST /v1/check-account
curl -X POST https://<your-trace-host>/v1/check-account \
-H "Authorization: Bearer $TRACE_KEY" \
-H "Content-Type: application/json" \
-d '{"bank":"GTBank","accountNumber":""}'Response
Send a request to see the live response
recommendation: "WARN"
HIGH · score 70–100
Interrupt the transfer with a clear warning. Customer decides.
recommendation: "CAUTION"
MEDIUM · score 30–69
Show an inline notice before confirmation.
recommendation: "NONE"
LOW · score 0–29
Proceed normally. No report ≠ guaranteed legitimate.
One engine. Every channel.
The TRACE app, this API and the WhatsApp bot call the same intelligence engine. Scores are deterministic; AI never decides them. No reporter identities are returned.